Illinois Free No Fax Payday Loans

Illinois Free No Fax Payday Loans in - Chicago Rockford

Aurora Naperville Peoria Springfield Joliet Elgin

Waukegan Cicero and all other cities - quick cash loan

overnight!

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Click here for more information about online payday loan cash

advances in Illinois and other US states.

Illinois laws may change periodically regarding online payday

loans and cash advances.

Illinois Payday loan laws. Illinois Payday loan legislation.

Illinois has specific payday advance laws. The rate is $15.50

per $100 loaned.

The term of a payday loan is a minimum of 13 days and a maximum

of 120 days. Maximum amount of a cash advance is $1000 or 25% of

the consumer's monthly income. Rollovers are prohibited.

For a thorough discussion of the payday loan industry and access

to our payday loan training materials, we recommend you proceed

to Payday and Paycheck Loans.com

Citation:
Ill. Comp. Stat. Ann. § 122/1-1

Loan Terms:
Maximum Loan Amount: lesser of $1000 or 25% gross monthly income
Loan Term: 13-45 days
Maximum Finance Rate and Fees: $15.50 per $100
Finance Charge for 14-day $100 loan: $15.50
APR for 14-day $100 loan: 403%

Debt Limits:
Maximum Number of Outstanding Loans at One Time: Two
Rollovers Permitted: None (cannot rollover)
Cooling-off Period: 7 days after 45 consecutive loan days
Repayment Plan: Yes

Collection Limits:
Collection Fees: One $25 NSF fee (Presentment limit = 2)
Criminal Action: Prohibited

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