Washington Free No Fax Payday Loans in - Seattle Spokane
Tacoma Vancouver Bellevue Everett Federal Way Kent
Yakima Bellingham get instant approval for a free online
payday advance in all other cities as well!
Tacoma Vancouver Bellevue Everett Federal Way Kent
Yakima Bellingham get instant approval for a free online
payday advance in all other cities as well!
First time loan free! No finance charges / fees. No fax. No
credit checks. Fill out our ez online form to be approved for up
to $1000 in minutes. Overnight in your account for what ever
purpose you wish. We want your business!
For indepth information regarding free online payday loans and
cash advances in Washington and other US cities, states and
territories.
Washington statutory regulations concerning online payday loans
and cash advances are subject to change.
Washington Payday loan laws. Washington Payday loan legislation.
Washington has specific payday advance laws. The permitted fee
is 15 % of the principal on the 1st $500 borrowed; 10% on any
amount over $500. The permitted time period is a maximum of 45
days.
The maximum amount of the payday loan allowable is $700.00.
Rollovers are prohibited.
Legal Status: Legal (Lender must have a small loan endorsement
to their check casher license in order to make payday loans)
Citation:Wash. Rev. Code Ann. § 31.45.010 et seq.
Loan Terms:Maximum Loan Amount: $700Loan Term: Max: 45 daysMaximum Finance Rate and Fees: 15%: first $500; 10%: remaining
portion of the loan in excess of $500 up to the $700 maximumFinance Charge for 14-day $100 loan: $15APR for 14-day $100 loan: 390%
Debt Limits:Maximum Number of Outstanding Loans at One Time: A company
cannot hold a check or checks in an aggregate face amount of
more than $700 plus allowable fees from any one borrower at any
one time.Rollovers Permitted: None (cannot repay loan with proceeds of
another)Cooling-off Period: Repayment Plan: A company and a borrower may voluntarily enter a
payment plan at any time. A borrower, however, has a right to
convert a small loan to a statutory payment plan after four
successive loans and prior to default on the last loan.
Collection Limits:Collection Fees: $25 NSF fee (one time per instrument);
collection costs (excluding attorney's fees, interest and
damages) Criminal Action: Prohibited
Washington Payday loans online and free in - Seattle Spokane
Tacoma Vancouver Bellevue Everett Federal Way Kent
Yakima Bellingham
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